About ForemostPublic Adjusters
Foremost Public Adjusters is a licensed firm with the financial stability, and the staff, to stay on a claim until it’s settled correctly. We represent policyholders only, across South Florida and Tennessee.
The premise
Built forComplex Insurance Claims
Properly evaluating your policy coverage, thoroughly documenting every detail of the loss, accurately valuing the damage, and effectively negotiating the claim with your insurance company is a long, careful, and often arduous process. It takes time. It takes documentation. It takes the right people in the room when the carrier pushes back. And it takes the resources to keep doing all of that, week after week, until the settlement reflects the real loss.
Most one- or two-person public adjusting firms don’t have those resources. That’s why so many of them settle fast , they have to, just to cover overhead and collect a fee. Foremost is built differently. Our financial strength gives us a tremendous advantage over the typical small public adjusting company: the size, the staff, and the staying power to remain focused on obtaining the maximum possible settlement for our clients, no matter how many supplements, rounds of negotiation, or expert reports it takes to get there.
For the Foremost team, the proper settlement of your claim is the most important objective on every file, and the number one reason we’ve stayed in business for nearly two decades. Every member of the firm is passionate about serving clients beyond their expectations. Simply put, we work harder and smarter, and we don’t move on from a file until you’re made whole.
Meet the TeamBehind Your Claim.
With over 18 years and 20,000+ claims handled across South Florida, you're not just hiring an adjuster, you're getting a team that knows exactly how insurers operate, and how to get you more.
Guillermo Saavedra
Lead Public Adjuster
Founded Foremost to give Florida policyholders the same caliber of representation insurers have on staff. Twenty-five years negotiating first-party property claims across South Florida, spanning water, hurricane, and complex commercial losses.
Maily Ruiz
Claims Examiner
Runs the file from intake to recovery. Coordinates moisture mapping, supplements, and direct carrier negotiation so every water claim moves on a documented timeline, never on the carrier’s schedule.
Bryan Saavedra
Senior Public Adjuster
On-site documentation lead. Thermal imaging, moisture readings, drone roof captures, and Xactimate-grade scoping that turns the carrier’s lowball into a paid supplemental.
Talk to the same team that handles the file from intake to recovery, not a call center, not a sales rep.
By the numbers
Since 2008
Representing South Florida policyholders for over 18 years, and Tennessee policyholders since opening our Nashville office.
20,000+ claims handled
Residential and commercial, water, fire, hurricane, mold, marine, business income, denied and reopened files.
Three offices · FL + TN
Coral Gables headquarters, a Fort Lauderdale office, and a Nashville office, so policyholders in every market get the same firepower.
What size buys you
Why the Foremost namechanges the conversation.
Capital and staff aren’t abstractions. They translate, very concretely, into how your file gets handled, by us, and by the carrier on the other side.
- Capital
No pressure to settle for our fee.
When a firm is under-capitalized, the pressure to close files fast ends up on your claim, even if the offer on the table isn’t right yet. Our financial stability removes that pressure entirely. It gives us the staying power to remain focused on the maximum possible settlement, however long that takes, through every supplement, expert report, and round of negotiation. We don’t settle to get paid. We settle when the number reflects the actual loss, and not a dollar before.
- Talent
The right people on every claim.
That same stability lets us employ the best talent for documenting, valuing, and quantifying your loss, licensed adjusters, estimators, engineers, and contractors who actually specialize in the kind of damage you’re dealing with, not whoever happened to be available. Every member of the Foremost team is passionate about serving clients beyond their expectations, and every file gets the full benefit of that bench. The result is a scope of loss the carrier has a much harder time picking apart.
- Leverage
No quotas. No bartering.
We do not impose settlement quotas on our adjusters, and we will not barter the settlement of one client’s claim against another. Each file is evaluated and negotiated on its own merits, with all the resources of the firm behind it. Our size and stability give us the capacity to negotiate patiently, line by line, supplement by supplement, until the recovery our client deserves is on the table. You’re never treated as a number we have to close this quarter.
- Reputation
A name carriers already know.
Insurance companies know that Foremost knows the true value of a claim, and that we have both the resources and the means to wait for a fair, equitable settlement. They also know we’ll skillfully represent our clients at every step. It’s a reputation built one claim at a time, over years of high standards and real results for thousands of clients across South Florida and Tennessee. The Foremost name on a claim file genuinely changes how it gets handled on the other side of the table.
, From the principal ,
A reputation we’ve builtone claim at a time.
“Insurance companies know that Foremost knows the true value of a claim, and that we have the resources, and the patience, to wait for a fair settlement. We’re proud of the high standards we hold ourselves to, and the results we’ve delivered for thousands of clients.”
Guillermo Saavedra
Principal · Foremost Public Adjusters
Florida P.A. License # W807653
Where we work
Three offices,one standard.
We represent policyholders out of three offices, Coral Gables and Fort Lauderdale, Florida and Nashville, Tennessee, bringing the same approach, staffing, and standards to every file in every market.
Coral Gables, FL, Headquarters
135 San Lorenzo Ave, Suite 750
Coral Gables, FL 33146Fort Lauderdale, FL
1451 W Cypress Creek Rd, Ste 300
Fort Lauderdale, FL 33309Nashville, TN
2934 Sidco Dr, Suite 110
Nashville, TN 37204
Get Your Free Insurance Claim Review
Reach the firm directly.
A licensed adjuster responds within 2 hours. No recovery, no fee.
